Todd E. Timmerman, AIF®, CEBS®
Todd is the Founder and Managing Director of RPA Financial (RPA) and is in his 34th year of serving retirement clients and advisors. Todd founded the retirement plan consulting firm in 2015 and provides consulting services on over $23 billion of retirement plan assets representing 295,000+ plan participants.
Todd and his team at RPA are on a mission to help clients be stewards by making informed decisions for plan improvement. RPA serves both financial advisors and retirement plan sponsors with processes and strategies that seek to optimize plan success and drive desired participant outcomes. Todd is the creator of the Diagnostic Profile Process, which focuses on five areas for plan improvement with curation and implementation of best practices. Todd holds the Certified Employee Benefits Specialist (CEBS) and Accredited Investment Fiduciary (AIF®) designations.
RPA also helps clients with Financial Wellness with a focus on equipping plan participants to improve their overall financial health. In the last few years, an RPA client won both a Pension & Investments Eddy Award and a Plan Sponsor Council of America (PSCA) Signature Award for financial education. RPA was recognized as one of 12 advisors as a leader in helping participant outcomes.
Todd and his wife Kelly live in Charlotte, NC, and have three adult children.
One of your favorite quotes: “Be a pragmatic optimist that prepares like a pessimist”
Coolest place you’ve ever been: Israel
What are the values that drive you? Being a steward
 As of December 31, 2021, Retirement Plan Analytics (“RPA”) and RPA Financial provide services for 672 plans and over 295,000 participants, representing a total of $23,368,193,097.00 in assets. This includes consulting services to clients that have assets of $17,558,173,024. As well as serving approximately $4,013,224,061 in discretionary institutional assets under advisement, comprised of qualified retirement assets where RPA Financial and RPA act as an ERISA 3(38) or discretionary investment manager, and approximately $1,796,796,012 in non-discretionary institutional assets under advisement, primarily comprised of ERISA qualified retirement plans where RPA Financial and RPA act as a 3(21) fiduciary.